105 Dominic Cir Murfreesboro, TN 37130
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About this home
Welcome home to 105 Dominic Circle! 100% financing available & no city taxes!! This charming 3 bedroom 2 bath home is situated on a corner lot spanning almost a full acre! As you walk through the front door you get that warm and welcoming feeling! The living room features cathedral ceilings giving you that open & spacious feel. To the right of the living room you will find your primary suite with walk-in closet. To the left of the living room is a short hallway leading to the 2nd & 3rd bedrooms & bath. The split bedrooms allow for individual privacy. At the back of the home is your eat-in kitchen featuring all stainless steel appliances, pantry and a window over the sink overlooking your backyard. Off the kitchen is your laundry room which leads to the garage, very convenient when carrying in groceries.This home is well maintained and move in ready! The storage shed will remain. The gravel driveway provides ample parking for family & friends. Don't miss out on this wonderful home located in a country setting and just minutes to 840, North side Greenway trailhead, Percy Priest lake and so much more. When using preferred lender, they will contribute 1% towards buyers closing costs.
Source: REALTRACS #3031999
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.