105 E Eden Vly Adkins, TX 78101
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About this home
This former KC Custom Homes show home is in impeccable condition with paid for solar panels that will save you hundreds of dollars every month! This stunning one-story house on a 1+ acre corner lot, with private gated entry offers a spacious 3-bed, 3-bath layout complete with a large Media Room (or 4th Bedroom), Office Nook, 2-car attached garage, and a large 30x40 metal building with electric for boat/RV storage and a built-in workshop room! Beautiful kitchen island with conversation area and corner window, stone fireplace, and a large open dining room make this a great home for entertaining. Be sure to open the tall cabinets to locate the hidden walk in pantry. You will never want to leave this luxurious Master Bathroom with a walk-through double shower, large soaking tub. The Massive closet is just the beginning of the storage options, with built in cabinets and multiple closets throughout (be sure to peak behind doors to find all the hidden storage). You'll notice the meticulous care taken in the expansive backyard with a large covered patio with built in wet bar. A separate area offers a covered gazebo and firepit, perfect for entertaining guests and creating memories. Septic system was designed with a future pool in mind. You'll also enjoy the benefits of fully paid-for solar panels that keep your utilities low, a fully fenced property with a privacy fence at the back and an automatic gate at the front. This acreage community offers affordable luxury living with a recreation area, walking trails, a pond and low HOA fees.
Source: SABOR #1919341
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.