105 Glen Trl Woodstock, GA 30188
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About this home
This beautiful home offers the perfect mix of style, comfort, and charm. Whether you're hosting guests in the finished basement or enjoying quiet moments in the oversized, private backyard, this property is designed to fit your lifestyle. As you arrive, the eye-catching exterior and quality craftsmanship make a lasting first impression. Inside, a grand entryway welcomes you into a warm and inviting space. The layout is smart and spacious, making it great for both family time and entertaining. The large living room is filled with natural light from big windows, creating a bright and cozy feel. Next to the living room is an elegant dining area—perfect for sharing meals and making memories with friends and family. The kitchen is a cook’s dream, with modern appliances and lots of counter space, situated off the living room for open concept living. A charming breakfast nook looks out over the lovely garden, offering a peaceful spot to enjoy your morning coffee. Step outside and you’ll find a backyard retreat, with a screened in porch, large patio for outdoor dining or grilling and room for gardening and playing outside. The home includes several comfortable bedrooms, each designed to help you rest and recharge. The primary suite is a special getaway, with a private screened porch for your morning coffee or a little escape to go read and a large serene private bathroom with walk in closest with custom shelving. This extraordinary home is not just a place to live, but a lifestyle. It is brimming with potential and opportunity for a lifetime of memories. Don’t miss your chance to make this stunning home your own.
Source: FMLS #7647186
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.