105 Holcomb Rd Dawsonville, GA 30534
Your savings
About this home
Discover your own private retreat in Dawsonville — a rare opportunity to own 5.3 acres of serene, wooded land with not just one, but two incredible structures at an unbeatable price under $700K. The custom-built ranch home features an inviting open layout and a full framed basement, giving you the chance to expand and design the space your way. Special home enhancements include a 10-gallon-per-minute well, Water filtration system for clean, reliable water, 6-inch insulation, and whole-house generator so you don't have to worry if you every lose power, expansive back deck with built in pool that is one year old. On the property, a second building of over 2,100 sq. ft. sits on its own driveway, framed and stubbed for an apartment with private patio, plus a large workshop area with electricity already in place. With endless potential, this space could serve as an in-law suite, rental, dream workshop, or even commercial use. Enjoy the privacy of 5+ acres while still being minutes to downtown Dawsonville, GA-400, Lake Lanier, and Cumming — the perfect balance of peaceful living and convenient access. This property offers space, flexibility, and value that’s almost impossible to find in today’s market. Don’t miss your chance to make it yours!
Source: FMLS #7659694
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.