105 Holly Pl Canton, GA 30115
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About this home
Price Just Reduced! Seller is Highly Motivated - Don't Miss This Opportunity!! Spacious home sits on 0.67 acres with a beautifully maintained backyard featuring a stunning aboveground pool, expansive deck, and tree lined privacy with NO HOA. This classic home has loads of curb appeal with a huge front yard, extended side yard, and flat driveway leading up to the two-car garage. You will enjoy easy to maintain landscaping with established shrubbery and a beautiful shade tree. The front porch is covered and offers a wonderful area to sit and unwind. Enter into the home to find hardwood flooring, high ceilings, and loads of natural light. The two story foyer welcomes you to the well designed layout with a spacious floor plan. Just off the foyer is a large formal dining room perfect for entertaining a crowd as it is just off the kitchen for your convenience. The beautifully updated kitchen features white cabinets, new stainless steel appliances, granite countertops, a center island with bar seating, and a pantry. Just between the kitchen and the formal dining room is a butler's pantry making entertaining a breeze! Or use this spot as a tucked away coffee or dry bar. Just off the kitchen is an open concept casual dining area with a fantastic view into the backyard. Continue on into the huge family room where you will find high ceilings, loads of natural light, and a cozy brick fireplace. Also located on the main is a half bath. Head upstairs to find an open loft perfect for creating a reading nook or play area. Your laundry is also conveniently located on the upper level with all bedrooms and the new washer & dryer are included! The oversized master bedroom features a trey ceiling, updated flooring, TWO walk in closets, and en suite bath with double vanity, soaking tub, and separate shower. The additional two bedrooms are also spacious and share the jack-n-jill style second bath with vanity, updated brass style fixtures, and a shower-tub combo. Enjoy the outdoors where you have an open air back patio just off the family room as well as a huge, tree lined backyard with loads of space for pets, a play area, or garden. Follow the stone pathway to your own personal oasis with a large above ground pool surrounded by a beautiful sundeck. This is such a fantastic spot to relax or entertain friends or family. The property also offers a shed for additional storage of gardening, landscaping, or pool supplies. Located in a highly sought after school district, this home is centrally located near local shopping and restaurants, as well as I-575. Within minutes you can find local coffee shops, Downtown Canton, parks, and the upcoming completed Downtown Holly Springs area that will bring additional community events such as shopping, concerts, and more! The property is in move-in ready condition, with excellent potential for future updates while already offering comfort, style, and functionality.
Source: GAMLS #10610675
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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