105 Kenan Loop Jacksonville, NC 28546
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About this home
Welcome to your stylish urban retreat in the heart of the city! This modern townhouse combines sleek design, smart functionality, and a touch of stunning color to make city living effortless and fun. Step inside to find an open-concept living and dining area that flows seamlessly into a modern kitchen with plenty of counter space, clean lines, and storage designed for real life (yes, even your air fryer has a home). Whether you're hosting friends, binge-watching your latest obsession, or pretending to be a gourmet chef, this space delivers. Upstairs, you'll find two spacious bedrooms, and here's the best part—each comes with its own private ensuite bathroom. No more awkward hallway towel runs, no more fighting over counter space, and definitely no more sharing toothpaste. There's also a designated office perfect for working from home, starting that side hustle, or finally unpacking those ''someday'' hobbies. With 2.5 bathrooms total, entertaining is a breeze—the downstairs powder room keeps your personal spaces private. And let's talk location. Sitting right in the city center, you're steps away from coffee shops, restaurants, nightlife, and everything else you love about urban living. Park the car and live where everything you need is within walking (or e-scooter) distance. Warning: Your friends will definitely ''just happen'' to be in the neighborhood.
Source: NORTHCAROLINAREGIONAL #100529114
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.