105 Leesville Loop Aberdeen, NC 28315
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About this home
Fantastic Opportunity: Assumable VA Loan at Only 3.0% Financing! Are you looking to purchase your dream home but worried about high interest rates? Don't miss this rare chance to take over an assumable VA loan at just 3.0% interest! Key Benefits: - Incredible 3.0% Interest Rate: Significantly below current market rates, offering huge savings over the life of the loan. - Smooth Process: VA loans are assumable by eligible buyers, making your path to homeownership easier. - Flexible Terms: Ideal for VA-eligible buyers and, in some cases, non-VA buyers (with approval). - Instant Equity: Step into a home with affordable payments and build equity faster. Who Can Benefit? - VA-eligible homebuyers (veterans, active-duty military, some surviving spouses) - Non-VA buyers may qualify (pending lender and VA approval) - Anyone seeking stable, low monthly payments for years to come Act Now! Opportunities like this are rare. Contact us today to see if you qualify and schedule a tour of your future home! Gorgeous Corner Lot Home in Premier Golf Course Community! 105 Leesville Loop, Aberdeen, NC 28315 Welcome to your dream home in one of Aberdeen's most coveted golf course communities! Situated on a spacious corner lot in a quiet cul-de-sac, this stunning two-story residence beautifully blends elegance, comfort, and modern convenience. Step inside the inviting covered front porch and be welcomed by soaring smooth ceilings, elegant crown molding, and gleaming hardwood and tile floors throughout. The bright, open floor plan features a formal dining room with chair rail and coffered ceilings, a gracious entryway, and a spacious living area that flows effortlessly for gatherings or cozy nights in. The gourmet kitchen is a chef's delight, overlooking the family room and breakfast nook. Enjoy granite countertops, a stylish tile backsplash, large island, breakfast bar, stainless steel appliances, built-in microwave, oak cabinetry, and recessed lighting. The kitchen opens directly to the screened-in back porch and patio—perfect for outdoor entertaining or your morning coffee. The luxurious first floor primary suite is your own private retreat, offering a vaulted ceiling, custom walk-in closets, dual vanity, soaking tub, and a tile surround walk-in shower. The main level also features a convenient first floor office with French doors, a half bath, and an oversized laundry room equipped with a premium LG stainless steel washer and dryer. Upstairs, three additional bedrooms boast 10-foot ceilings and generous closet space, while the expansive loft area provides excellent flexibility as a playroom, media space, or secondary living room. The well-appointed full bathroom includes a tub/shower combination and dual vanity. Enjoy the lifestyle and amenities you deserve with access to a grand clubhouse, sparkling community pool, tennis courts, and a playground. The home also features a spacious two-car garage, extra storage, concrete driveway, Google Nest smart technology, stylish Venetian blinds, and ceiling fans throughout. Don't miss your opportunity to own this exceptional home—schedule your private tour today! Discover comfort, style, and superior amenities in the heart of Aberdeen.
Source: TRIANGLEMLS #10129685
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.