105 Medina Creek Cv Georgetown, TX 78633
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About this home
Tucked away on a serene cul-de-sac, this beautifully maintained Castle Rock floor plan blends timeless style with thoughtful upgrades. From the moment you enter, you’ll notice the warmth of engineered wood floors in the living areas and the soft glow of natural light filtered through plantation shutters. The heart of the home is the chef-inspired kitchen, where granite countertops, stainless steel appliances, a walk-in pantry, and pendant lights over the breakfast bar invite gatherings both big and small. The adjoining living room, graced with a tray ceiling, flows easily into a sunroom—an inviting space to enjoy your morning coffee or lose yourself in a good book. Your private primary suite is a true retreat, featuring a tray ceiling, ceiling fan, and Closets by Design custom shelving in the walk-in closet. The primary bath offers dual sinks and an impressive spa shower with three shower heads, creating a luxurious start and end to each day. Work from home or pursue your passions in the designated study, while ceiling fans throughout keep the home comfortable year-round. Step outside to discover a 380 sq. ft. extended covered patio complete with a gas stub and seat wall—ideal for alfresco dining or simply savoring the Texas sunsets. Practical upgrades include an extended garage with built-in Pelican saltless water softener and whole-home filter, storage racks, and a driveway and walkway sealed with Kool Coat. Brick surrounds all sides of the home, and a ribbon of bricks has been added along the driveway for extra width. A 2020 roof ensures peace of mind. Located just minutes from the Cowan Activity Center and The Retreat Activity Center, this home offers not only comfort and convenience but also a sense of community. The kitchen refrigerator conveys. This home is move-in ready, so you can immediately start living the active Sun City retirement lifestyle.
Source: ACTRIS #5596472
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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