105 Shane Ln Boerne, TX 78006
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About this home
WELCOME TO 105 SHANE LN IN BEAUTIFUL BOERNE TEXAS! This charming single family home was built in 1980 and offers a tranquil retreat on a sprawling 3.43 acre lot* With 2 full bathrooms and a finished area of 2,195 square feet, this property provides ample space for comfortable living* As you approach the home, you'll be greeted by a well-maintained exterior that exudes curb appeal* The expansive lot offers plenty of room to roam and enjoy the outdoors, making it perfect for nature lovers and those seeking a peaceful setting* Step inside to discover a spacious and inviting interior that is filled with natural light* The open layout is ideal for entertaining, with a seamless flow between the living room, dining area, and kitchen* The kitchen is equipped with modern appliances, ample cabinetry, and a breakfast bar for casual dining* The home boasts 2 bathrooms, providing convenience for residents and guests alike* The bathrooms feature tasteful finishes and fixtures, creating a serene atmosphere for relaxation and rejuvenation* The bedrooms are generously sized and offer comfortable accommodations for the whole family* The primary suite is a peaceful retreat, with a private en-suite bathroom for added privacy and convenience* Each room is thoughtfully designed to provide a cozy and welcoming space for rest and relaxation* Outside, the expansive lot offers endless possibilities for outdoor enjoyment* Whether you're looking to create a garden oasis, set up a play area for children, or simply enjoy the peace and quiet of nature, this property has it all* The large yard provides plenty of space for outdoor activities and gatherings, making it ideal for those who love to entertain* Located in Boerne, Texas, this home offers a serene setting with convenient access to shopping, dining, and entertainment options* With its peaceful surroundings and ample amenities, 105 Shane Lane is the perfect place* Don't miss your chance to make this charming property your own!
Source: SABOR #1919495
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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