105 Tices Spring Ct Dickson, TN 37055
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About this home
Welcome back to 105 Tices Spring Court near downtown Dickson. Please revisit this beautifully maintained 3-bedroom, 2 bath home located on a quiet cul-de-sac in one of Dickson’s most desirable neighborhoods. It is back in showing status after a homeowner illness. This move-in ready property boasts numerous upgrades that add value, comfort, and style. Enjoy peace of mind with a brand new roof installed in 2024, and a new HVAC system ensuring year-round comfort. The spacious kitchen features all stainless steel appliances, perfect for any home chef, and the washer and dryer are included for added convenience. Step outside to a private, fenced backyard with a large 20x20 deck, expanded in 2022—ideal for entertaining, relaxing, or enjoying the outdoors. The new gas hot water heater (2020) adds energy efficiency and reliability. This home offers the perfect blend of modern upgrades and charm, just minutes from schools, shopping, and downtown Dickson. Highlights: *** New Roof (2024) *** New HVAC *** All Stainless Steel Appliances *** Washer & Dryer Included *** Fenced Backyard *** 20x20 Deck (Extended 2022) *** New Gas Water Heater (2020) *** Easy Access to I-40 & Downtown Dickson Don’t miss your chance to own this upgraded gem—schedule your private tour today! Please view 360 degree tour from Homes.com and interior photos to come. Handicap ramp in garage will be removed but available if desired.
Source: REALTRACS #2963838
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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