1050 County Line Rd Griffin, GA 30224
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About this home
Private 10.75-acre compound in Central Georgia-custom home, shop, guest house, and RV-ready setup (multiple sites). Bring the boats, cars, and big dreams. This property was engineered for living large, hosting well, and working from home. The Home (3,200+ SF, heated/cooled): A warm, craftsman feel with custom trim and exposed beams milled from trees on the property. An entertainer's gourmet kitchen features Brazilian pecan butcher block, a large island, and a plumbed coffee bar. The main level includes a full bath, oversized laundry, and walk-in pantry; a main-level bedroom could be added if desired. Upstairs, the 20'25' primary retreat impresses with a walk-in closet (with built-in safe) and a spa bath-60" electric fireplace, standalone tub, and oversized 4'6' custom shower. Two more bedrooms and a full bath complete the level. Outdoor Living: Two big decks-12'40' lower and 14'40' upper-extend everyday life outside for grilling, sunsets, and gatherings. The Extras That Make It a Compound: 20'25' guest house (utilities + bathroom stubbed) ready to finish as an in-law suite, office, studio, or the ultimate she-shed. 40'40' enclosed shop/garage (heated & cooled) with 12'12' roll-up-all under a 60'90' roof span. Two 25'25' custom timber-frame carports + 21'40' drive-through front carport. Three 50-amp RV hookups with two septic connections-bring your people AND their rigs. New well house, dual septic systems (1,000 & 1,500 gal tanks), Connexon fiber internet. Play set, negotiable hot tub, exterior lighting, and low average utilities ~ $350/mo (home + shop). Use Cases: Multi-generational living, car/RV enthusiast, home-based business, serious hobbyist, or anyone who wants quiet country living with big-city conveniences built in. Schools & Choice: Currently zoned for Spalding County (Crescent Elementary, Rehoboth Middle, Spalding High) with an option to attend Lamar County Schools-rare flexibility for families. Why This One Wins: Size, infrastructure, and finish level you almost never see in one place-finished where it counts, flexible where you want it.
Source: GAMLS #10498306
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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