10507 Richmond Irving Ct Upper Marlboro, MD 20772
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About this home
Stunning Luxury Townhome – Built 2020 Welcome to this beautifully designed interior townhome offering 2700 sq. ft. of luxury living across three levels, with 3 bedrooms, 3.5 bathrooms, and a versatile lower-level Recreation room, this home perfectly balances style, comfort, and convenience, This home is barely 5 years young and recently re-painted on every level, it feels fresh, bright which makes this a move in ready home. The chef-inspired kitchen is a true highlight, with a hugh sleek granite countertops, a gas stove, and all stainless steel appliances. Adjacent living and dining areas create a large welcoming space for gatherings, with direct access to a private deck for outdoor entertaining or just relaxing. The luxury engineered hardwood floors flow throughout the main level, gives this living space a warm, cohesive and sophisticated appeal. Upstairs, the primary suite is a retreat of its own with dual vanity, a spa-like soaking tub, a stand-alone shower, and ample closet space. Two additional bedrooms and a full bathroom provide plenty of room for guests, family, and or friends. Downstairs includes a large recreation room offering flexible space for a home theater, gym, or play area and a fully finished bathroom on the lower level. Additional conveniences include a 2-car garage and This home also is equipped with washer and dryer. One of a few townhomes in the community with a walk out to a backyard area with grass and scenic views. Don’t miss this opportunity to own a move-in-ready luxury townhome with premium finishes in a desirable neighborhood with walking trails and other amenities in the community. This home is a commuter's dream, conveniently located near Woodyard Road with easy access to public transportation and a quick commute to Washington, DC, via Route 4. Enjoy proximity to Westphalia Recreation Center, Windsor Hill Park, shopping, dining, AAFB, and other local landmarks—just 10 minutes away.
Source: BRIGHT #MDPG2165872
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.