1051 Davenport Pl Winterville, NC 28590
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About this home
Welcome to 1051 Davenport Place, located in Emerald Chase subdivision of Winterville, NC. Nestled on a generous 1.19-acre lot outside the city limits, you'll enjoy the peace and privacy of country living with no city taxes—all while staying close to shopping, schools, and dining. This home offers 4 bedrooms, 3 full baths, and 1 half bath, providing ample space for family, guests, or entertaining. Inside, you'll find a formal dining room perfect for gatherings, living room with fireplace, kitchen is set up with a gas stove hookup, kitchen island with bar sink, large pantry and breakfast nook, master bedroom with its own living room, 2 closets, double vanities, deep tub and walk-in shower, laundry/mudroom has a sink and cabinets for storage with a 2nd staircase upstairs. Upstairs, 3 bedrooms, 2 full baths, a bonus room for added flexibility, and walk-in closets to keep everything organized. There's even walk-in attic storage for all your seasonal needs. Outside, an attached 2 car garage, a detached wired workshop offers the perfect space for hobbies, projects, or extra storage. While this home already has great bones and desirable features, **it is priced to reflect updates and work needed** making it the ideal opportunity to create the home you've always imagined. Bring your Pinterest boards to life and transform this property into a showplace that's uniquely yours. Don't miss your chance to own a spacious home with character, land, and potential. Cash, conventional and FHA 203k loans only. **Spacious Home with Endless Potential in Emerald Chase!** Welcome to 1051 Davenport Place, located in the desirable Emerald Chase subdivision of Winterville, NC. Nestled on a generous 1.19-acre lot outside the city limits, you'll enjoy the peace and privacy of country living with no city taxesall while staying close to shopping, schools, and dining. This home offers 4 bedrooms, 3 full baths, and 1 half bath, providing ample space for family, guests, or entertaining. Downstairs, you'll find a formal dining room perfect for gatherings, a den with fireplace, kitchen set up with a gas stove hookup, giving the home chef the option for professional-style cooking, with granite countertops and island, sunroom with tile floors pantry, breakfast nook, master suite complete with sitting room and a big laundry/mudroom with sink. Upstairs are 3 bedrooms, a bonus room for added flexibility, and walk-in closets to keep everything organized. There's even walk-in attic storage for all your seasonal needs. Outside, and attached 2 car side entry garage, a detached wired workshop offers the perfect space for hobbies, projects, or extra storage. While this home already has great bones and desirable features, it is **priced to reflect updates and work needed**making it the ideal opportunity to create the home you've always imagined. Bring your Pinterest boards to life and transform this property into a showplace that's uniquely yours. Don't miss your chance to own a spacious home with character, land, and potential in one of Winterville's sought-after neighborhoods! Cash, conventional and FHA 203k loans only.
Source: NORTHCAROLINAREGIONAL #100532395
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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