10511 Hyacinth Ct Noblesville, IN 46060
Your savings
About this home
Nestled in a quiet cul-de-sac and cozy corner lot, this beautifully designed home located in the popular Meadows Estates neighborhood sits on nearly half an acre boasting 4-bedrooms, 2.5-baths and over 3,000 square feet of comfortable living space designed to fit a variety of lifestyles. From its welcoming covered porch and 2 story foyer, the home unfolds to reveal a thoughtfully arranged main level featuring a formal dining room, front living room easily used as a dedicated home office or study and a light, bright family room anchored by a cozy gas fireplace. At the heart of the home lies an open kitchen where you will find plenty of cabinet storage, 2 pantries and loads of counter space, including a center island. An adjoining breakfast area connects family and friends and is perfect for casual meals, morning coffee or as a homework hub in the afternoons, leaving the formal dining area for family dinners. Upstairs, the spacious primary suite boasts lots of natural light, cathedral ceiling, roomy walk-in closet plus large sitting area, easily transformed to a crafting hub or home office. With French doors leading to the adjacent en-suite with soaking tub, separate shower and double vanity, you will feel pampered everyday. The 3 additional upstairs bedrooms, all with walk-in closets, are generous in size allowing room for everyone to spread out and relax. The home is flanked by mature landscaping and opens into a large private backyard complete with new low maintenance composite deck, great for relaxing, grilling or hosting get-togethers. You will love the established neighborhood which includes access to a private pool and park and is known for its friendly atmosphere and strong property values. Located minutes from Noblesville schools, dining, parks and antiquing around the charming downtown square, you will love all that Hamilton County has to offer.
Source: MIBOR #22069245
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.