10515 Yorkstone Dr Bonita Springs, FL 34135
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About this home
Discover your own private oasis in the heart of Bonita Springs! This stunning 3-bedroom, 2-bath home in the desirable gated community of Hawthorne boasts 1,911 square feet of beautifully designed living space. Step inside to be greeted by soaring ceilings, crown molding throughout, and a bright, open floor plan that effortlessly blends elegance and comfort. The gorgeous kitchen is truly the heart of the home, featuring rich wood cabinetry, stainless steel appliances, a large center island, and a built-in beverage center with a wine cooler, perfect for entertaining. The spacious primary bedroom is a luxurious retreat with a tray ceiling, two walk-in closets, and an ensuite bath complete with dual vanities, custom tile work, and a glass-enclosed shower. French door sliders lead to the screened lanai, where your personal paradise awaits. Enjoy the heated pool and spa with a new pool pump and heater, surrounded by plenty of undercover space with a custom wood ceiling. The custom stone wall with a fireplace creates a cozy ambiance while you take in the serene lake view. Situated as the last home on the side of the street, this property offers unparalleled privacy with only one neighbor. Additional highlights include a new A/C, new dryer, accordion storm shutters, and epoxy floors in the 2-car garage. Hawthorne offers a wealth of amenities, including two community pools and spas, a fitness room, a community room, tennis courts, a pickleball court, and a vibrant social calendar. With a prime location between Old 41 and Imperial Pkwy, you'll have quick access to I-75, Bonita Beach, and a variety of shopping and dining options. This home is a rare find so don’t miss the chance to make it yours!
Source: FORTMYERS #225031859
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.