1052 Malletwood Dr Brandon, FL 33510
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About this home
One or more photo(s) has been virtually staged. Nestled in the heart of Brandon, this beautifully maintained 3-bedroom, 2-bath home sits on an impressive 9,800+ SQ FT LOT — offering a rare blend of indoor comfort and amazing outdoor space. Step inside to find vaulted ceilings, stylish display shelves, and an inviting open-concept living area with newer luxury vinyl floors. The kitchen features granite countertops, stainless steel appliances, and a cheerful breakfast nook, while the dining area flows seamlessly to the screened lanai for effortless indoor-outdoor living. All three bedrooms are thoughtfully situated on one side of the home — a layout perfect for those who value comfort and connection. Whether you want to keep little ones close, enjoy convenient single-level living, or have easy access to every space, this floor plan offers a cozy sense of togetherness while maintaining private retreat areas for everyone. Step outside and you’ll see why this home truly stands out — the backyard is enormous! With multiple entertaining zones, a fire pit area, and raised garden beds ready for your green thumb, you have endless options to relax, play, or expand. There’s plenty of room to add a pool, outdoor kitchen, or create your own backyard oasis. The primary suite features a beautiful tray ceiling, large walk-in closet, and spa-inspired bath with dual sinks and a walk-in shower. Additional highlights include a two-car garage with epoxy flooring, a covered front entry, and an air-conditioned shed perfect for storage, his or her "retreat", hobby space, or a workshop. Enjoy Florida living at its best — plenty of space inside, even more outside, plus a location close to shopping, dining, and major commuter routes. Move-in ready and waiting for you to make it yours!
Source: STELLAR #TB8420427
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.