1052 Phantom Ter Hinesville, GA 31313
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About this home
Beautifully Renovated Brick Home on a Peaceful Cul-de-Sac in Hinesville, GA Welcome to this fully renovated 3-bedroom, 2-bath brick home, ideally tucked away on a quiet cul-de-sac and surrounded by serene, wooded views. Every inch of this residence has been thoughtfully updated, combining modern comfort with classic charm. Inside, you'll find a stylish new interior featuring fresh paint, upgraded hardware and fixtures, and sleek butcher block countertops paired with a timeless subway tile backsplash. The kitchen shines with stainless steel appliances, while brand-new vanities, toilets, and ceiling fans enhance each living space. Laminate flooring flows through the main areas, and plush carpeting makes the bedrooms feel cozy and inviting. The home boasts a recently installed 50-gallon water heater (October 2024), and the HVAC system was serviced in July 2025 to ensure optimal comfort year-round. Step outside to enjoy a spacious, wooded backyard-perfect for relaxing under the trees, hosting outdoor gatherings, or soaking in your peaceful surroundings. A one-car garage and an inviting layout make everyday living easy, and you're just minutes from Fort Stewart, shopping, dining, parks, and more. With a full home renovation from top to bottom, this property truly offers style, convenience, and tranquility all in one.
Source: GAMLS #10561668
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.