1058 Charismatic Way Colorado Springs, CO 80921
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About this home
Where soaring ceilings, curated finishes + mountain-vista views converge—this modern farmhouse is a sanctuary of style, backing to open space + community trails w/mountain + Air Force Academy views. Inside, extended hardwoods sweep through most of the main lvl. 11’ ceilings, walls of windows + a floor-to-ceiling brick-clad gas fireplace w/rustic beam mantel anchor the GRM in warmth + texture. The kitchen blends intention + artistry w/soft-close cabinetry, quartz countertops, center island, herringbone tile backsplash, stainless steel appliances including Samsung Duo Flex Oven + walk-in pantry. A double barn-door flex rm provides versatility—ideal office/play/bedroom—while a separate 2nd bedroom on main sits alongside a full bath. The spa-inspired primary retreat features heated tile floors, expansive quartz-topped vanity w/brass-accent mirrors + fixtures, a smoke-tinted frameless shower + generous walk-in closet. Convenient main-lvl laundry is plumbed for future sink + finished garage keeps daily life effortless. Downstairs, 9’ ceilings expand the experience w/a spacious rec room anchored by a gas fireplace + two additional bedrooms—one an artisan Junior Suite w/private ensuite rich in texture + warmth w/heated tile floors + walk-in closet. A well-appointed 3/4 bath + lg storage rm complete the lower level. Outdoors, low-maintenance beauty shines w/mature plantings, seasonal color, rock accents, extended patios, a turf putting green + hot tub. Notable Details: Quartz Countertops Throughout, 95% energy-efficient furnace, Central A/C, 50-gal hwh, humidifier + radon mitigation syst. Located in The Farm—a lifestyle-rich community where nature + connection meet—walkability to The Gathering Place clubhouse, pool, fitness center, parks, nature preserve areas w/ponds, trails + community events. Award-winning D20 schools, vibrant shops + dining, St. Francis Hospital, across from USAFA + easy to I-25 + Powers make this home as convenient as it is captivating. *Assumable Loan*
Source: PPMLS #5209331
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.