10580 Wakefield St E Adelanto, CA 92301
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About this home
PRICE REDUCTION!!!PRICE REDUCTION!!!Welcome to 10580 Wakefield St 4 bd 2 ba house in quiet neighborhood. A lot of love has gone into this home, owners have completely remodeled interior and exterior, for a total of over $65,000. Fresh paint and new flooring throughout. Large inviting living room featuring a cozy fireplace accented with a modern tile surround, creating the perfect focal point for gatherings. The open split floorplan works well with the master suite and bath on one side and three bedrooms and bath on the other side which creates a very comfortable living space. Beautiful kitchen with new counter tops, lovely backsplash and new stainless steel dishwasher. Both bathrooms have been nicely remodeled with modern vanities, sleek fixtures and bright lighting. Garage has been finished and a new garage door has been installed. HVAC has been continually maintained and works great. The oversized backyard features 2 side yards, covered patio and enough land to add a beautiful pool. Right now it is a blank slate, ready for the next buyer to create a lovely oasis. This area is very commuter friendly, close to schools, shopping and parks. This one will not last long, make your appointment to preview today!!
Source: CRMLS #HD25216821
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.