106 Broken Spur Universal City, TX 78148
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About this home
Charming 3/2/2 Fully Updated Ranch Home in Universal City! Discover this beautifully updated one-story home, perfectly situated near restaurants and shopping (The Forum). Featuring two spacious living areas, two dining spaces, a cozy corner fireplace and built in speakers, this home is designed for comfort and style. Skylights offer an abundance of natural light and featuring a large accent wood beam in Living Room. Kitchen has been tastefully done with a light and bright theme with gorgeous countertops, backsplash and newer cabinets. Gas for cooking on your Whirlpool Range & granite farmhouse style sink. Utility room is large and has been customized with shelving above the washer/dryer area and offering an additional built in cabinet. Owner's retreat situated in back of home with privacy, upgraded bath with walk in shower, additional cabinets, customized closet and it's own water heater for on demand hot water. Enjoy the large covered patio with extended pavilion, full privacy fence & backing up to a greenbelt as well. Majestic trees in front and backyard to offer plenty of shade and an upgraded metal roof. Did I mention the Kohler generator for emergencies? This owner did not overlook anything. Move in ready. Come and take a look today!
Source: SABOR #1887762
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.