106 Honeysuckle Ln NE Milledgeville, GA 31061
Your savings
About this home
Welcome to this beautifully updated lakefront A-frame retreat, where modern design meets natural tranquility. This FEE SIMPLE property is nestled on the shores of Lake Sinclair in north Baldwin County. This stunning home features expansive windows that showcase breathtaking water views from every room. With 3 bedrooms, 2 bathrooms on the main level, and a cozy loft bedroom suite, this A-frame home is designed for both comfort and style. The open-concept living space has beautiful tongue and groove vaulted ceilings and the updated kitchen is appointed with stainless steel appliances including double oven and a gas cooktop. The bright white cabinets provide abundant storage and are topped with beautiful quartz countertops. The additional family room/lodge is the perfect space to create all of those special family memories whether watching movies or the big game or playing some ping pong or your favorite board games. Step outside to the spacious patio, ideal for entertaining or simply relaxing while taking in the amazing lake views. The outdoor space is complete with a sparkling pool, surrounded by thoughtful landscaping for ultimate privacy and enjoyment. Experience year-round lakefront living with easy access to water activities. This move-in ready home is perfect for family living, that special getaway or a great investment for a short term rental opportunity! Don't miss out on this if you are seeking a peaceful, modern retreat in an unbeatable location close to all the local stores, restaurants and amenities.This property has recently been approved for a single stall boathouse! Give me a call for your private showing today!
Source: GAMLS #10467682
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.