106 Jason Dr Seneca, SC 29678
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About this home
Seller is offering a concession towards a RATE BUY DOWN with a reasonable offer if using their preferred lender and attorney. Should buyer not choose to use preferred lender and attorney, some closing costs help would still be available with acceptable offer. * All concessions are subject to lender approval and must be reflected in the final contract and closing disclosure. Home Warranty included! Welcome to this beautifully updated 2-bedroom, 1-bath home offering modern upgrades and charming details throughout. Step inside to find fresh paint and new flooring in every room, creating a light and inviting feel. The kitchen shines with granite countertops, brand-new Frigidaire appliances, freshly painted cabinets, updated lighting, and stylish finishes—ready for your next home-cooked meal. The bathroom has been fully renovated, featuring a sleek new tile design, a walk-in shower with glass sliding doors, new vanity, mirror, and lighting. Every detail has been thoughtfully refreshed, from the new front door, shutters, and newly installed front porch railings and columns. The screened-in porch is complete with fresh paint, new screens, new vinyl ceiling, screen doors, and light fixture. Just beyond, you’ll enjoy a brand-new 12x10 deck, perfect for grilling or relaxing outdoors. The backyard has been improved with a retention wall addition, offering both functionality and curb appeal. A washer and dryer are included for added convenience. Perfectly located, this home is just 5 miles to Clemson's Lake Hartwell boat access, 6.6 miles from Clemson University, 11 miles from Tri-County Technical College, 12 miles from Lake Keowee, and only 5 miles from shopping and dining—making it ideal for everyday living or a game-day getaway. Don't miss out! Call today!
Source: GREENVILLESC #1567272
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.