106 Lacey Oak Ln Bonaire, GA 31005
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About this home
GOT SPACE?!?! WELCOME HOME TO THIS GORGEOUS, EXTREMELY SPACIOUS, 5 BED, 4 FULL BATH, 4,200 SQ FT BEAUTY LOCATED IN BRYSON CROSSING SUBDIVISION! This home showcases ALL the bells and whistles! MASSIVE Family/Living area, with wood burning fireplace, perfect for family gatherings and entertainment! Formal dining room, extra bonus/flex space, perfect for an office, home gym, nursery, whatever you'd like to make it! The kitchen is a chef's paradise! Center island, breakfast bar, dining area, granite tops, pantry, gas stove, double in-wall ovens, recessed lighting, & stainless appliances (FRIDGE INCLUDED). Downstairs suite with bedroom and full bath for the in-laws or overnight guests. Upstairs boasts 3 secondary bedrooms and 2 secondary full baths, loft area, and HUGE PRIMARY SUITE. The spacious primary suite has tons of room for any furniture you'd like to include, it also offers a sitting are/study or office area. Gorgeous primary bath with double vanities, tiled shower, soaking tub, and MASSIVE walk-in closet. Game-Day styled back patio, fully screened in, with wood burning fireplace, mantle, and TV hookup! Double HVAC setup, metal roof storage building, gutters, fully fenced, spacious backyard, 2 car-garage, front porch, PLUS ALL APPLIANCES INCLUDED, YES THE WASHER/DRYER TOO! Excellent location, right off of Hwy 96, just minutes away from all your shopping, dining, and entertainment needs! ZONED FOR BONAIRE MIDDLE AND VETERANS HIGH! (FURNITURE IS FOR SALE SEPARATELY AND MOST ITEMS ARE STILL UNDER WARRANTY). What are you waiting on?! CALL ME TODAY AND LET'S TAKE A TOUR AND GET YOUR OFFER READY!!!
Source: GAMLS #10574492
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.