106 Rutledge Ln Statesboro, GA 30461
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About this home
Statesboro, GA | Bulloch County | Chatham Place (Lot 93). Nestled along the gentle curve of Rutledge Lane, this 2021 two-story single-family residence at 106 Rutledge Lane offers approximately 1,959 heated square feet with 3 bedrooms, 2.5 baths, and a practical layout designed around everyday function. Public records document a durable, low-maintenance build: aluminum/vinyl siding, composition/asphalt shingle roofing, slab foundation, and central heating and cooling with electric warm-air heat-a systems profile that supports comfortable living and predictable upkeep. The main level is organized for daily routines and hosting, combining the shared living/dining zones with a convenient half bath for guests; the upper level groups the bedroom spaces and full baths for privacy and routine. Outside, the homesite measures about 0.52 acre follows the street's arc, providing broad front-yard depth and a treeline backdrop toward the rear-room for garden beds, play areas, or future outdoor features according to buyer preferences and any neighborhood guidelinesLocation context for searchers and map apps: Statesboro 30461 in Bulloch County, within Chatham Place, a setting of newer homes of similar vintage and scale with straightforward road connections to area corridors including GA-67 and US-80, plus convenient reach to Statesboro's everyday services, shopping, parks, and employment centers.
Source: GAMLS #10636067
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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