10605 Bere Island Dr Charlotte, NC 28278
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About this home
Located in the heart of the Berewick community, 10605 Bere Island Drive is the perfect combination of elegant design with modern comfort. The home offers an open floor plan, allowing for easy entertaining throughout the main level. You are greeted by a two-story foyer with tile floors that continue through the kitchen. The kitchen features granite countertops, a large island, stainless steel appliances, and ample storage. The home boasts a formal dining room and cozy family room with gas fireplace and built-ins. The breakfast area opens to a screened-in patio, overlooking a mature fenced-in back yard. The guest bedroom and a full bathroom can be found on the main level. The upstairs features a spacious primary bedroom with walk-in closet and ensuite, three secondary bedrooms, one full hall bathroom, and laundry room. All bedrooms have new carpet (October 2025) and have been freshly painted. The dining room has new LVP flooring (October 2025) and touch-up painting throughout the main living areas. Located steps away is the neighborhood pool and a short walk or drive to the larger community pool with a splash pad. Enjoy all the amenities that include fitness center, playground, basketball and tennis courts, volleyball court, walking trails and book club. Easily accessible to Charlotte Premium Outlets, Caroline Place Mall, Ballantyne, 485 and Charlotte Douglas International Airport.
Source: CANOPYMLS #4306061
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.