10610 Observatory Pl Upper Marlboro, MD 20772
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About this home
Every now and then, a home strikes the perfect balance between modern elegance and effortless comfort. Welcome to 10610 Observatory Place, a beautifully crafted 4 bedroom, 3.5 bath townhome offering more than 3,200 square feet of refined living in the sought after Westphalia Town Center community. From the moment you step inside, sunlight fills the space through tall windows, highlighting rich hardwood floors and 9 ft ceilings that create an open, airy feel. The heart of the home is the designer kitchen, where a massive granite island takes center stage. Sleek stainless-steel appliances, elegant cabinetry, a wine cooler, and generous counter space make it as functional as it is stunning. The seamless flow between the kitchen, dining area, and living room invites you to entertain, relax, and connect; making every day feels effortless here. Upstairs, unwind in the tranquil primary suite with dual walk-in closets and a spa inspired bathroom featuring dual vanities, a luxurious two-person shower, and a private water closet. Two additional bedrooms and a convenient laundry closet complete this level, offering both comfort and practicality. The entry level adds even more flexibility with a full bedroom, second living-room, and full bathroom, perfect for guests, an office, multigenerational living, or a private gym. Step outside to the deck with a retractable awning and enjoy peaceful mornings or quiet evenings outdoors. The two-car garage provides easy parking and additional storage, while thoughtful details throughout make everyday living feel seamless. Residents of the Westphalia Town Center community enjoy resort style amenities including a swimming pool, clubhouse, dog park, and a planned fitness center. Ideally located near Andrews Air Force Base, MD 4, and I-495, this home offers quick access to shopping, dining, and all the excitement of the DC metro area. This is more than a home, it’s a lifestyle defined by comfort, connection, and contemporary elegance. You will not want to miss this opportunity!
Source: BRIGHT #MDPG2179472
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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