$376,480

10633 Lipan Trl Fort Worth, TX 76108

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

A VISTA WEST MUST-SEE. This specious home lives much larger than it looks, with three spacious living areas offering endless options for entertaining, working from home, or creating the flex spaces you’ve been dreaming of. The oversized kitchen is a centerpiece, boasting abundant cabinet storage, generous counter space, and a warm, open flow into the main living area. A charming breakfast nook and a formal dining room—easily used as a home office or playroom—add even more versatility. Upstairs, you’ll find a flexible game room or second living area, two roomy secondary bedrooms, and a primary suite that’s truly impressive, with space for a sitting area, nursery, or private office. Ample closets throughout make staying organized easy. This home has been thoughtfully refreshed with brand-new flooring, updated lighting, modern fixtures, new doors, and fresh paint—move-in ready with today’s style in mind. Step outside to enjoy a peaceful backyard, ideal for dining al fresco, gardening, or simply relaxing under the Texas sky. As a Vista West resident, you’ll also have access to the neighborhood amenity center with a pool, playground, and walking trails—perfect for an active lifestyle. With convenient access to I-30, Chisholm Trail Parkway, and Downtown Fort Worth, you’ll love the balance of comfort and connectivity this home offers. Don’t miss this opportunity to own an updated home with incredible space and community perks—schedule your private showing today! ********This house comes with a REDUCED RATE as low as 5.990% (APR 6.26%) as of 9-30-2025 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.*******

3 bedroom
3 bathroom
2,944 sqft
6,316.2 sqft
Single Family
Built in 2004
2 car garage
Air conditioning
Fireplace

Source: NTREIS #21044016

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Oct 22, 2025 06:02 pm
Listing agent: Graham Stiles
Listing provided courtesy of: NextHome NTX Real Estate (817) 809-6996
Details provided by NTREIS and may not match the public record.
MLS ID: #21044016
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.