10639 Marsha Dr New Port Richey, FL 34655
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About this home
Single-family living with all the perks of a maintenance-free lifestyle! Welcome home to this rare corner-unit townhome in the highly sought-after Longleaf community, where charm, convenience, and community meet. This beautiful 3-bedroom, 2.5-bath home with a 2-car garage lives large, offering the privacy and feel of a single-family home, but without the upkeep. Step inside and you’ll immediately notice the spacious, light-filled layout with 10-foot ceilings, crown molding, and new luxury vinyl flooring throughout. The open-concept main floor is perfect for entertaining, featuring a chef’s kitchen with granite countertops, 42-inch soft-close cabinets, a walk-in pantry, and a gas stove, a rare gem in Florida homes. The dining room flows naturally into the living area, where large sliding doors lead to your private screened-in patio, the ideal spot to unwind or host friends in every season. Enjoy peace of mind with new major systems, including a 2023 A/C and water heater, and one of the lowest HOA fees in the area at just $207 per month. That covers your roof, exterior, lawn, landscaping, irrigation, termite bond, and even driveway pressure washing. It’s truly the best of both worlds: all the benefits of single-family living without the maintenance worries. Upstairs, a smart split-bedroom layout offers comfort and privacy. The primary suite includes a walk-in closet and an ensuite with dual sinks and a walk-in shower. Two additional bedrooms share a beautifully maintained full bath with a tub and shower combo. Living in Longleaf means joining a vibrant, neighborly community where residents connect on tree-lined sidewalks, front porches, and golf carts. With A-Rated Longleaf Elementary just a short stroll away and amenities like a heated pool, spa, clubhouse, playgrounds, sports courts, walking trails, and parks, every day feels like resort living. You’ll love being steps from Starkey Market, a local favorite for coffee, wine, and live music, and minutes to shopping, restaurants, medical centers, and major highways. Tampa International Airport and Tampa Premium Outlets are only 30 minutes away. No flood insurance required. Ask about our 1% Down Payment Program and free appraisal with our preferred lender, making this beautiful home even more affordable. Don’t miss your chance to own the best-priced home in Longleaf that feels like a single-family retreat with none of the hassle. Schedule your private showing today!
Source: STELLAR #TB8405536
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.