10641 Breezy Meadow Dr Moreno Valley, CA 92557
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About this home
Welcome to this exceptional single-family detached home at 10641 Breezy Meadow Dr, set in the sought-after Sunnymead Ranch Community. This beautifully maintained residence, constructed in 1989, seamlessly blends classic charm with modern amenities, offering a perfect haven for comfortable living. Boasting four generously sized bedrooms and three full bathrooms, this home is thoughtfully designed for family living. The main level includes a convenient downstairs bedroom and full bath, ideal for guests or multi-generational living. The large primary bedroom serves as a private retreat, featuring a cozy sitting area, balcony access, a spacious walk-in closet, and a large bath, ensuring a restful sanctuary. An open kitchen with a charming nook caters to both casual meals and entertaining, while the formal living and dining areas provide an elegant space for gatherings. The inviting den, complete with a cozy fireplace, adds warmth and comfort to the home. Outside, the property extends into one of the largest yards in the community with a covered patio, perfect for outdoor entertaining and relaxation. The expansive outdoor area invites you to enjoy the beautiful surroundings, whether hosting a barbecue or unwinding in the evening breeze. A three-car garage and inside laundry room add to the home's practicality and convenience. As part of the Sunnymead Ranch Lake Club Community, residents have access to a wealth of amenities, including a pool, spa, fitness room, fishing, clubhouse, tennis courts, and monthly social activities along with annual festivities. The community's vibrant spirit and numerous activities make it an ideal place to call home. The property's prime location offers walking distance access to the lake, parks, and schools, enhancing its appeal for families seeking both convenience and community.
Source: CRMLS #NP25186490
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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