10641 Greenbelt Dr Elbert, CO 80106
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About this home
Welcome home to Greenbelt Drive, where refined living meets effortless comfort in the heart of Meridian Ranch. Backing to the serene Antler Creek Golf Course, this expansive 5 bedroom, 3-bathroom home offers over 4,200 square feet of beautifully designed space with room to live, work & entertain. Step inside to find a light-filled open layout with rich LVP flooring, warm neutral tones, & an inviting flow. The chef’s kitchen features granite countertops, double ovens, a walk-in pantry & a center island perfect for gatherings. The main level features three bedrooms, formal dining, a cozy living area with gas fireplace, & walk-out access to a spacious patio, ideal for enjoying peaceful mornings overlooking the golf course. The luxurious primary suite is a true retreat with generous proportions, a spa-inspired 5-piece bath including soaking tub, dual vanities & a massive walk-in closet. Upstairs laundry, ample bedrooms & abundant storage add convenience at every turn. Downstairs, the fully finished basement transforms into an entertainer’s dream, complete with a custom dry bar, built-in bookshelves, and an in-home theater featuring a projector, screen, & surround sound system, all included. The xeriscaped backyard offers low-maintenance beauty and direct views of the fairway. Enjoy easy access to Woodmen Rd, Peterson SFB, Schriever SFB, and the Meridian Ranch Rec Center, with walking trails, parks & Falcon D49 schools all nearby. Impeccably maintained and thoughtfully upgraded, this home delivers the lifestyle you’ve been searching for in one of Peyton’s most desirable communities.
Source: PPMLS #5623047
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.