10646 Planer Picket Dr Riverview, FL 33569
Your savings
About this home
Two-story single-family home in the resort-like Boyette Park Community! This French Country style home features 5 bedrooms and 3 baths. Kitchen is a knock-out with upgraded 42" upper cabinets in Tahoe Cherry Slate with Crema Pearl granite counter tops. Microwave is vented outside. Walk in pantry gives you plenty of storage and grocery space. Kitchen also has a breakfast bar and it opens up to the eating area. Sliders open out onto your oversized lanai. The huge family room is adjacent to the kitchen and eating area. First level also features a dining room and a bedroom and full bath that would make a great in-law suite or guest suite. Legacy plank 7x22 tile covers your main living areas. Follow the stairs up and you will find the master suite and three secondary bedrooms with a loft that has brand new flooring! Tray ceiling and two walk-in closets are the top two features of the master suite as well as a walk-in closet in the bathroom. Good sized secondary bedrooms share a hall bath and has a loft that is perfect for secondary living area. The very large backyard and covered lanai is ready to entertain - could even add a pool with all the space. Landscaping has just been updated. The Solar offers next to nothing electric bills which is a HUGE bonus. Close to excellent dining, shopping, recreation and easy access to the Freeway. No Flood Zone and Low CDD/HOA Fees. With over 2900 sq ft of living space, this home is waiting for its perfect owners.
Source: STELLAR #L4954187
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.