1069 Palma Verde Pl Apopka, FL 32712
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About this home
Luxury Townhome Living in the Gated Community of Belmont Reserve! Welcome home to Belmont Reserve, a highly sought-after gated community offering resortstyle amenities, including a clubhouse and sparkling community pool. This move-in ready townhome features three spacious bedrooms, two-and-a-half bathrooms, and ample parking, combining comfort, convenience, and low-maintenance living. Step inside and be greeted by an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas—perfect for both entertaining and everyday living. The gourmet kitchen showcases stainless steel appliances, 42" designer cabinetry, granite countertops, and a large center island overlooking the dining and living spaces, creating the ideal hub for family gatherings. Sliding glass doors lead to your private, fenced backyard oasis featuring a brick paver patio, perfect for relaxing or hosting guests outdoors. Upstairs, retreat to the luxurious owner’s suite, complete with a Safe Step Walk-In Tub for spa-like relaxation. Two additional bedrooms, a full guest bath, an open loft area, and a convenient upstairs laundry room complete the second level. Enjoy a maintenance-free lifestyle, with the HOA handling lawn care and landscaping, giving you more time to take advantage of the community amenities or simply unwind by the pool. Ideally located near shopping, dining, entertainment, and major highways, this home offers the perfect balance of style, convenience, and peace of mind. Don’t miss your opportunity to own this beautiful townhome in one of the area’s most desirable communities—schedule your private showing today!
Source: STELLAR #O6353759
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.