107-109 Midland Ave Columbus Grove, OH 45830
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About this home
*MAY QUALIFY FOR A $15,000 GRANT FROM PARK NATIONAL* $424,900 - Stunning Fully Renovated 2-Unit Home | 6 Beds, 6 Baths | 3,800 Sq Ft Welcome to this fully remodeled two-family home offering nearly 3,800 sq ft of finished living space across three floors. Whether you're looking to live in one unit and rent the other, house extended family, or generate strong investment income, this property delivers flexibility and value. Each unit offers 3 bedrooms, spacious living areas, high-end finishes, and separate laundry. Priced at only $212,000 per unit, this is a rare opportunity to own a turnkey duplex with quality updates throughout. ⸻ Property Highlights: • Unit 1: 3 Bedrooms | 2.5 Bathrooms • Unit 2: 3 Bedrooms | 3.5 Bathrooms • Approx. 3,800 Sq Ft of total finished living space (including finished attic) • Over $200,000 in renovations completed • Designer kitchens with quartz countertops and new cabinetry • Washer & dryer in each unit • Private yard and outdoor space • New windows and siding throughout • Updated HVAC, electrical, and plumbing • Modern tile bathrooms with luxury finishes • Ample street parking ⸻ Location & Lot Details: • Located in Columbus, OH within Columbus City Schools • Year Built: 1920 with preserved charm and all new systems • Lot size: 0.123 acres • No HOA ⸻ Whether you're an owner-occupant or investor, this property checks every box. The second unit will be completed before closing, ensuring full rentability or move-in readiness. With a price tag of just $212K per unit, this is an exceptional deal in today's market. Schedule your private showing today
Source: COLUMBUSOH #225028799
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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