107 Hamilton Pool Ln Bastrop, TX 78602
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About this home
Discover this beautifully designed two-story home in the sought-after River’s Bend at Pecan Park community in Bastrop. Offering 2,186 sq ft, 4 spacious bedrooms, and 2.5 bathrooms, this home combines modern features with functional living spaces. Step inside through a long, welcoming foyer that flows into an open-concept kitchen, dining area, and expansive family room. The kitchen is a chef’s dream with granite countertops, tile backsplash, stainless steel appliances, recessed lighting, and a center island — ideal for casual meals or hosting guests. The primary suite is located on the main level, offering privacy and convenience. It boasts a luxurious walk-in shower, a huge walk-in closet, and direct access from the living area. Upstairs, you'll find three additional bedrooms and a large secondary living space — perfect for a playroom, media room, or home office. Step outside to enjoy the covered patio, irrigated lawn, and full gutter system wrapping the front, sides, and back — all designed for easy maintenance and outdoor enjoyment. As a resident of River’s Bend at Pecan Park, you’ll also have access to community amenities including a pool, bike trails, and playgrounds, all nestled in a peaceful, nature-filled setting just minutes from historic downtown Bastrop and Bastrop State Park.
Source: ACTRIS #2188327
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.