107 Judiciary Ct Cameron, NC 28326
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About this home
This may not be new construction — but it sure feels like it!Welcome to this impeccably maintained home that offers everything you’re looking for and more. With an open-concept layout, this spacious property features 4 bedrooms, 2.5 bathrooms, and thoughtful upgrades throughout.The kitchen is both stylish and functional, featuring granite countertops, a tile backsplash, a large center island, and an induction range with a built-in air fryer — perfect for everyday cooking and casual entertaining. The great room offers a cozy gas fireplace, ideal for relaxing with family or friends.The first-floor primary suite is a true retreat, boasting a tray ceiling, bay window, spacious walk-in closet, and a private bath with dual sinks, a large walk-in shower with a grab bar, and built-in seating. Also on the main level, you’ll find a mud bench and a full laundry room for added convenience.Upstairs, a versatile loft provides endless possibilities — perfect for a media room, home office, or play area. Three generously sized bedrooms, a full bathroom with a dual vanity, and an extra storage area complete the upper level.Step outside to enjoy your private backyard oasis: a screened porch, a gazebo for relaxing, and a beautifully maintained yard with retaining walls, all enclosed by a freshly stained privacy fence. The front porch and garage feature durable polyurea flooring, and the home includes a transferable LeafFilter gutter system. Reward yourself by benefiting from an attractive 4.25% interest rate through a VA assumption. Must be willing to substitute entitlement. Located just minutes from Ft. Bragg and part of a community with desirable amenities — this home truly has it all.Don’t wait — schedule your showing today!
Source: TRIANGLEMLS #LP751277
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.