107 Julee Emilyn Dr Bonaire, GA 31005
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About this home
Every inch of this home is thoughtfully designed. The open concept flows seamlessly from formal spaces to cozy family areas. Enjoy a formal dining room for special occasions, a large living room perfect for gatherings, and a separate family room featuring a beautiful fireplace for cozy nights in. Private Suites for All: Each of the four bedrooms has its own private bathroom-no sharing required! The luxurious master suite includes a large sitting area or office space, perfect for working from home or enjoying a quiet cup of coffee. The en suite bath features ample space and potential for a spa-like retreat. Chef's Dream Kitchen: The gourmet kitchen is truly the heart of the home, featuring wall-to-wall cabinetry and abundant counter space for meal prep and entertaining. One of the standout features is the custom-built, tropical fish tank integrated into the kitchen wall-visible from both the kitchen and adjacent sunroom-adding a unique, calming ambiance. Versatile Bonus Spaces: This home offers room to grow, create, and relax. Whether you need a media room, office, playroom, or hobby space, you'll find plenty of options here. The enclosed sunroom is drenched in natural light and overlooks the peaceful backyard-ideal for morning coffee, afternoon reading, or simply enjoying nature. Outdoor Oasis: Step outside to your personal retreat. The backyard boasts a sparkling in-ground pool, perfect for warm Georgia summers. The property also includes an outbuilding with a convenient outdoor shower, ideal for rinsing off after a swim or a day in the garden. The wooded lot offers privacy, shade, and endless opportunities for outdoor fun. Ample Storage and Parking: A spacious 3-car garage provides room for your vehicles and more, with plenty of additional parking space in the extended driveway.
Source: GAMLS #10527841
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.