107 N Highview Blvd Pataskala, OH 43062
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About this home
Welcome to this spacious 5-bedroom, 4-bath home in the desirable Highland Hills neighborhood of Pataskala. With over 3,500 square feet of finished living space on more than half an acre, this property offers comfort, updates, and plenty of room to grow. A welcoming front porch sets the tone as you enter. The main level includes a convenient first-floor bedroom located next to a full bath, an excellent option for guests or multi-generational living. The updated kitchen features granite countertops, abundant cabinetry, and a gas range, opening to bright and comfortable living areas filled with natural light from skylights and generous windows. Laminate flooring, soft carpet, and updated bathrooms throughout add to the move-in-ready appeal. Upstairs, the primary suite provides a spacious retreat with an updated en suite featuring a shower. Additional bedrooms offer flexibility for family, office space, or hobbies. The fully finished basement expands your lifestyle possibilities with room for recreation, a home gym, or additional living space. Set on over half an acre in the sought-after Southwest Licking School District, the property also features a large backyard with endless potential for entertaining, gardening, or relaxation. With its combination of size, updates, and location, this Highland Hills home is one you won't want to miss—schedule your showing today.
Source: COLUMBUSOH #225037506
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.