107 Peletier Shores Dr Swansboro, NC 28584
Your savings
About this home
This beautiful 4-bedroom, 2.5-bath home in Peletier Shores sits on nearly an acre lot and welcomes you with a charming front porch entry. Inside, the main living areas feature LVP flooring and an open-concept design that flows seamlessly between spaces. A formal dining room with a coffered ceiling sets the stage for gatherings, while the kitchen shines with granite countertops, tile backsplash, stainless steel appliances, a center island, and a breakfast bar with extra seating. The kitchen opens to the spacious living area, complete with vaulted ceilings, a fireplace, and direct access to the patio and large backyard—perfect for grilling, games, and entertaining. The primary suite offers cathedral ceilings, an ensuite with dual vanities, a soaking tub, and a tiled shower plus walk-in closet. Also on the first floor are a convenient half bath and laundry room. Upstairs, you'll find three guest bedrooms—two with walk-in closets—a full hall bath, and a versatile flex space off the fourth bedroom that can serve as a home office, study, or playroom. Peletier Shores offers a boat dock with kayak launch, picnic area overlooking the water plus a convenient boat storage area. Just 5 miles from Cape Carteret's local restaurants and shopping, and only minutes away from the sandy shores of Emerald Isle Beach. Don't miss the opportunity to enjoy comfort, convenience, and coastal living all in one beautiful home.
Source: NORTHCAROLINAREGIONAL #100532125
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.