107 Robert Daniel Pl Lyman, SC 29365
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About this home
This charming Lyman home offers convenience and comfort in a quiet, small neighborhood just off Highway 357. Situated on a .68-acre cul-de-sac lot with a level, fenced backyard, the property provides privacy and plenty of outdoor space. Recent updates include a new HVAC system installed in December 2024, a newer water heater, and luxury vinyl plank flooring throughout. A large covered concrete front porch welcomes you inside, where you’ll find an updated kitchen featuring quartz countertops, rollout shelving in select cabinets, open shelving, a stainless steel wall oven, a high-end built-in microwave with convection and air-fry functions, and a brand-new gas cooktop and farmhouse sink—both ready for connection. Stylish upgraded lighting fixtures complement the modern finishes throughout the home. The oversized master bedroom includes a bay window, a walk-in closet, and a beautifully updated ensuite with a furniture-style vanity topped with marble and modern lighting. Two additional bedrooms share a refreshed full bath with an updated vanity and fixtures. The separate laundry room offers convenience with an automatic light. Off the breakfast area, you’ll find an enclosed sunroom and an adjoining outdoor storage area. A large back deck provides great entertaining potential and overlooks the backyard, which includes a tiki bar and swimming pool—both ready for a little TLC to become your own private retreat. With its peaceful setting and close proximity to Greer, Spartanburg, and Greenville, as well as easy access to Highway 357, Wade Hampton Blvd, and Highway 80, this home perfectly combines privacy, updates, and location. This would be an excellent quick flip for an investor, as so much has been done. Minor details to finish! ARV - $315k.
Source: GREENVILLESC #1573586
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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