107 Shaddock Dr Auburndale, FL 33823
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About this home
Welcome home to this amazing 4 bedroom 3 bath 3 car garage home located in the desirable gated community of Shaddock Estates. How would you like a $15 electric bill in the middle of August in FL with two AC units running, well with this state of the art Momentum $35,000 solar system installed less than a year ago is included in this sale, you can enjoy the HUGE monthly savings for years to come with a 25 year warranty on equipment and workmanship. See attached TECO electric bills for the last several months averaging $15 to $20 a month. This fabulous home boast over 2,824 feet of heated living square footage space. The new roof was installed at the same time as the solar system. The exterior of home has been freshly repainted. Enjoy cooking and entertaining in this brand new completely remodeled kitchen with new solid wood designer cabinets and gorgeous quarts countertops. With pull out shelves and deep farm sink the seller did not spare any expense. All stainless steel kitchen appliances convey with the sale. The oversized primary bedroom offers a large on suite with two walk in closets, garden tub and separate walk in shower. The loft upstairs is currently used as a gym and can easily be used for multiple uses such as a study, 2nd great room or formal living room. The downstairs studio is a content creators dream just bring your equipment and start creating from home. The seller had replaced the AC unit that controls the upstairs temp in Sept 2025 and has a 12 year warranty. The large backyard is perfect for entertaining, and is fully fenced in with 6 foot vinyl PVC providing plenty of privacy. This gated community can be accessed by keypad code or remote control and has 24/7 security cameras recording every entry and exit with infrared vehicle tag reader. Auburndale is ideally located 5 miles from I-4 between Tampa and Orlando and this home is 5 minutes from the Amazon distribution center. Living in the city limits gives you free access to the cities brand new state of the art facility, park and and boat ramp at Lake Ariana. If you like small town living with the cutest downtown, then Auburndale is for you. The city amenities include Lake Myrtle Sports complex consisting of multiple regulation baseball fields, soccer fields and dog park. Just 3 miles from this home and you are in heart of the city where you will enjoy restaurants, parks, tennis courts, paddle ball courts and an indoor/outdoor recreation building offering basketball and pickleball. Schedule your showing today.
Source: STELLAR #S5138662
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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