1070 Panoramic Dr Monument, CO 80132
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About this home
Welcome to your dream home in the prestigious Sanctuary Pointe community, where luxury living meets breathtaking natural beauty. Nestled among towering pines and showcasing unobstructed views of Pikes Peak and the U.S. Air Force Academy, this nearly new ranch-style home offers unmatched curb appeal and thoughtful design throughout. The exterior features a tasteful blend of stucco and stone accents, a spacious 3-car garage, and a professionally landscaped yard complete with a treed basketball court that could easily transform into a private terrace or patio retreat. Inside, the wide-open floor plan flows effortlessly from room to room with many upgraded finishes. The vaulted living room is anchored by a cozy gas fireplace and opens seamlessly to a chef’s kitchen featuring a gas cooktop, quartz countertops, eat-in dining, and a formal dining area—perfect for entertaining. Sliding doors lead to an expansive covered deck where you’ll enjoy some of the most spectacular views Sanctuary Pointe has to offer. The main-level primary suite is a true sanctuary with private deck access, panoramic mountain views, a luxurious en-suite bath with a free-standing tub, walk-in shower, dual vanities, and a large walk-in closet. A second main-level bedroom, full bath, and convenient laundry room complete the main floor. Elegant touches such as custom window treatments—some remote-controlled—elevate the home’s refined aesthetic. The fully finished walkout basement offers a bright, open rec-room with a second fireplace, a wet bar, and walk-out access to the beautifully landscaped backyard with built-in fire pit. This level also includes an ensuite guest bedroom, two additional bedrooms with a shared Jack-and-Jill bath, and plenty of space for a home theater, game tables, or fitness area. Located just two blocks from Sanctuary Pointe’s premiere park and turf field, this exceptional home truly captures the essence of Colorado luxury living.
Source: PPMLS #4448029
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.