10701 Bratton Ct Williamsport, MD 21795
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About this home
SEE VIDEO TOUR!!! Nestled in the well-established Van Lear development just ½ mile from I-81, you’ll find this 4 bedroom, 2-1/2 bath colonial on 3.5 acres. Approaching the property, you’ll notice the stately brick front perched upon a slight incline and the fully fenced backyard. Entering the front door is the inviting foyer area with beautiful oak tread staircase leading to the upper floor balcony. As you head down the main hallway, you’ll pass a half bath which then leads to the open concept kitchen/nook/living combination. The living room area features LVP flooring, gas fireplace, dual ceiling fans and walk-out doors to the maintenance-free rear deck which overlooks the fully fenced back yard and rear hardscape patio area. The adjacent kitchen features plenty of cabinet and countertop space, a full complement of stainless-steel appliances, a dual stainless sink, pantry and peninsula. From the kitchen, flows the dining room offering plenty of table and cabinet space. The same matching LVP flooring is found throughout. Off the kitchen is the laundry room which includes additional counter and storage space as well as the entrance to the true 2-car garage with plenty of space for a workbench and storage areas. Heading upstairs is the primary bedroom featuring the same LVP flooring, vaulted ceiling, ceiling fan, walk-in closet and auxiliary closet. Adjacent is the primary en-suite bath with double bowl vanity, soaking tub, and walk-in shower. Down the hall, you will find three well-above-average sized bedrooms including a multipurpose room that can be used as either a bedroom or bonus room as well as an additional full bath. But wait, there’s more!!! Heading down to the basement, you’ll find over 1,050 square feet of finished space, perfect for movie nights in front of your large screen TV. The unique layout offers the kiddos their own space while adults can hang out by the separate bar/lounge area. Finally, you will also find 550 square feet of unfinished space ideal for storage, workshop or any flex space you may need. Walk-out doors are also found leading to the backyard area. Combine all of this with over 3,600 finished square feet, a great backyard living/entertaining space, fully fenced yard, bedroom sizes that are hard to find in this priced home and a great Williamsport location and you may have just found the home for which you’ve been looking! 2 hour notice for showings.
Source: BRIGHT #MDWA2032018
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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