10711 Old Sycamore Loop Land O Lakes, FL 34638
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About this home
Welcome to your dream home, nestled in the picturesque Cypress Preserve community of Land O’ Lakes, FL! This stunning property combines modern upgrades, energy efficiency, and thoughtful design, all in a vibrant and growing area. Upon entering, you’ll be greeted by a spacious, open floor plan designed for both functionality and comfort. The heart of the home—the living room and kitchen combination—offers a versatile space ideal for daily living and entertaining. The kitchen is a chef’s delight, featuring upgraded granite countertops, a large island, a sleek glass cooktop, a double wall oven, stainless steel appliances, and abundant cabinet storage, plus a generous walk-in pantry. The adjacent dining area, framed by large windows, floods the space with natural light. Step outside into the large backyard, a private oasis perfect for outdoor living, gardening, or play. This is where family gatherings and Florida evenings come to life! Upstairs, a cozy loft offers a flexible retreat, ideal for a home office, relaxation zone, or creative space. The primary suite is a true haven, complete with two walk-in closets—one in the bedroom and another in the ensuite bathroom. The spa-like ensuite features dual vanities, a large walk-in shower, and a private water closet. Three additional bedrooms complete the upstairs layout. One, located near the primary suite, is perfect for use as a guest room, nursery, or home gym. Down the hall, two more well-sized bedrooms share a full bathroom with a tub. An upstairs laundry room adds convenience to your daily routine. Cypress Preserve offers unparalleled community amenities, including a resort-style zero-depth entry pool, a playground, hiking trails, and extra-wide paved walking paths for biking, jogging, or leisurely strolls. This serene neighborhood also boasts picnic areas, a dog park, and an event lawn for gatherings. Conveniently located near Publix, the Tampa Premium Outlets, and the Veterans Expressway, this home provides easy access to shopping, dining, and entertainment. Plus, its no-flood-zone designation and underground power lines offer peace of mind during Florida’s storm season. Discover modern living, exceptional upgrades, and the tranquility of Cypress Preserve. This is more than just a home—it’s a lifestyle. Schedule your private showing today!
Source: STELLAR #TB8335716
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.