10712 Alyssa Ln Waldorf, MD 20603
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About this home
Fall Into Major Savings JUST FOR YOU— Open House TODAY!!! 3pm - 4:30pm!!! Take advantage of an amazing limited-time seller offer and settle into your beautiful new home just in time for the holidays. Imagine hosting a Thanksgiving feast surrounded by friends and family—with space for everyone, including overnight guests in the private, 2-bedroom apartment-style basement with its own entrance. Nestled in the prestigious Streamview community, this stunning six-bedroom, 4,300-square-foot Colonial masterfully combines timeless elegance with modern luxury. Built in 2000 and lovingly maintained, the home radiates pride of ownership and thoughtful design. Step through the grand entryway into a bright, open floor plan where natural light dances across gleaming hardwood floors. The gourmet kitchen is the heart of the home—complete with a spacious island, generous table space, and a cozy breakfast nook, perfect for both everyday moments and festive gatherings. High-end appliances, including a built-in microwave, dishwasher, and disposal, make meal prep effortless. The adjoining family room with a gas fireplace offers a warm and inviting space to unwind, while recessed lighting and elegant finishes enhance the atmosphere. A formal dining area and stylish half bath complete the main level with grace and functionality. Upstairs, discover four spacious bedrooms, including a serene primary suite featuring a walk-in closet, 2nd fireplace and a spa-like bath with a soaking tub, stall shower, and dual vanities. The fully finished basement extends your living space, offering endless possibilities for a recreation room, fitness studio, media lounge, or private office. With heated floors and walkout access, it’s designed for comfort in every season. Step outside to a beautifully landscaped backyard with extensive hardscaping and an expansive deck—perfect for relaxing evenings or lively outdoor entertaining. A two-car garage and generous driveway for four additional vehicles complete this exceptional property. Every detail of this remarkable home has been carefully curated to elevate daily living. Experience the perfect balance of luxury, warmth, and sophistication—and make this extraordinary residence your forever home.
Source: BRIGHT #MDCH2045362
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.