10713 Fort Stockton Pl Mckinney, TX 75071
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About this home
Discover this exceptional two-story single-family home perfectly positioned on a spacious North Facing corner lot in the highly acclaimed Prosper ISD. Designed with both style and function in mind, the home offers 4 bedrooms, 4 bathrooms, and a flexible layout. Step inside and be greeted by soaring ceilings and abundant natural light that flows throughout the open-concept spaces. A dedicated home office provides the perfect setting for remote work, study, or creative projects. The gourmet kitchen, complete with modern finishes, a stunning island and a seamless connection to the living area, makes entertaining effortless while also serving as the heart of everyday life. The private owner’s suite offers a serene retreat with spa-inspired details, while additional bedrooms—including a spacious jack and jill configuration—ensure comfort and convenience for family and guests alike. With multiple living areas, there’s plenty of room for gathering or finding a quiet corner to unwind. A large media room is conveniently located upstairs adjacent to the large, inviting game room. Outdoor living is equally impressive. The expansive gable-covered patio extends your living space, creating the perfect backdrop for alfresco dining, summer barbecues, or simply relaxing while enjoying your favorite team play on the outdoor pre-wired space for your TV. The oversized corner lot enhances curb appeal and provides extra space for recreation and landscaping. As part of this vibrant community, residents enjoy access to premier amenities including walking trails, an infinity-edge pool with lounge seating, outdoor grills and shaded tables, and the convenience of an in-neighborhood elementary school—all within easy reach. This home is more than just a place to live—it’s a lifestyle. With its prime location, thoughtful design, and unbeatable amenities, it offers the perfect blend of comfort, convenience, and community in one of the most desirable areas of North Texas. Welcome Home!
Source: NTREIS #21071736
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.