10736 Whitland Grove Dr Riverview, FL 33578
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About this home
Discover the perfect blend of comfort, technology, and sophistication at 10736 Whitland Grove Drive, nestled within the gated community of Providence Reserve in Riverview, FL. This elegant 4-bedroom, 2.5-bath SMART home with a versatile bonus room offers 2,340 square feet of thoughtfully designed living space on an oversized, fully fenced lot with serene pond views. Built in 2021, this home beautifully combines modern design with energy efficiency, featuring low-emissivity (Low-E) windows, a 16 SEER HVAC system, and high-performance air filtration. The chef’s kitchen showcases full-overlay cabinetry with under-the-counter lighting, Quartz countertops, and Whirlpool stainless steel appliances, creating a seamless balance of style and function. The open-concept floor plan flows effortlessly from the welcoming foyer to the spacious great room, filled with natural light and calming water views. Every detail has been carefully considered, from the 30-amp generator inlet wired directly to the home to whole-house surge protection, Cat 6e wiring, USB outlets, Wi-Fi extenders, and wireless access points for a truly connected lifestyle. Enjoy the convenience of SMART home technology, including a programmable thermostat, door lock, and garage door opener, all controllable from your smartphone. The bonus room offers endless versatility, ideal for a home office, gym, media room, or formal dining space. Pre-installed eaves for holiday lights and a 3-way switch make seasonal decorating a breeze. With no CDD fees and a low HOA of only $100/month, Providence Reserve offers high-end living at an exceptional value. Conveniently located near I-75 and the Crosstown Expressway, you’ll enjoy easy access to Brandon, Tampa, MacDill AFB, shopping, dining, medical centers, and top-rated Riverview schools. Close before the holidays and take advantage of your 2025 Homestead Exemption! Buyer to verify all measurements, boundaries, and square footage. Schedule your private showing today!
Source: STELLAR #TB8442745
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.