10737 Larissa St Orlando, FL 32821
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About this home
The Seller is Motivated! Welcome to 10737 Larissa Street, Orlando, FL 32821 Located in the desirable Williamsburg community, this beautifully updated 3-bedroom, 2-bathroom single-family home offers a perfect blend of modern upgrades, functional design, and an unbeatable location. Just minutes from I-4, SR-528, the Turnpike, and SR-417, the home provides convenient access to Orlando’s premier destinations, including Walt Disney World, Universal Studios, SeaWorld, the Orange County Convention Center, International Drive, and the highly anticipated Epic Universe theme park—just down the street. The residence features a well-designed split floor plan with two spacious primary suites, ideal for guests or multigenerational living. Inside, the home boasts tile flooring throughout, fresh interior and exterior paint, and a modern ceiling finish that adds a contemporary touch. The recently renovated kitchen is a standout, showcasing quartz countertops, stainless steel appliances, a gas range, wine cooler, and a generous quartz island perfect for cooking and entertaining. Additional improvements include a new roof installed in 2022, as well as new gutters, fascia, and soffit. The spacious backyard is ideal for outdoor entertaining, with no rear neighbors. For enhanced security and convenience, a Nest video doorbell and exterior camera system are also included. Residents benefit from a low monthly HOA that covers lawn care and access to excellent community amenities, including a pool and spa, clubhouse with billiards and ping pong, and tennis courts. This is a rare opportunity to own a move-in ready home in a well-established community, offering close proximity to Central Florida’s most exciting attractions, lifestyle amenities, and transportation corridors.
Source: STELLAR #S5132938
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.