10747 Hidden Prairie Pkwy Fountain, CO 80817
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About this home
Welcome home to this well maintained 3-bedroom, 2.5-bath home, nestled in the sought after Ventana neighborhood. From its elegant finishes to thoughtful layout, this home offers the perfect blend of luxury and functionality. Step inside to discover a large formal entry and a bright and spacious main level featuring a dedicated office with French doors (add a closet for a main level BR!), a spacious and inviting great room with a built-in gas fireplace with surrounding stonework equipped with a blower. Continue left and you will see open kitchen complete with granite countertops, and generous eat in island—ideal for culinary creativity and entertaining. The oversized dining area walks out to the backyard patio w/gazebo, setting the stage for effortless indoor-outdoor living. A convenient half bath completes the main level. Upstairs, a versatile loft provides additional space for a second living area, playroom, media zone, or even convert it yet another spacious bedroom. Wake up to mountain views in the primary suite, which includes a luxurious 5-piece ensuite bath and a spacious walk-in closet. Two additional bedrooms both with walk-in closets, a full hall bath, and a dedicated laundry room round out the upper level. The beautifully landscaped front yard will be the envy of the neighborhood, while the back is perfect for relaxing or entertaining. As part of the Ventana community, enjoy access to a recreation center, 24 hour fitness facility, and pool—offering resort-style amenities within walking distance. Trails are throughout with an orchard or walk to downtown Fountain! Close to Fort Carson, Peterson SFB, and Schriever SFB. This home is the perfect blend of comfort, style while also being the perfect launch pad for Colorado Adventures!
Source: PPMLS #4014610
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.