$440,000

1076 Sugarwood St Davenport, FL 33837

$3,505/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Discover the Space You’ve Been Dreaming Of in Forest Lake, Davenport! If you’ve been searching for a spacious, move-in ready home with room to grow—look no further. This beautifully designed 5-bedroom, 3.5-bathroom gem in the desirable Forest Lake Subdivision offers the perfect combination of size, style, and comfort for modern living. Step inside and be welcomed by generous open-concept living and dining areas that seamlessly connect to a sleek, contemporary gourmet kitchen. Outfitted with high-end appliances, abundant counter space, and chic cabinetry, this kitchen is made for hosting, cooking, and creating lasting memories with loved ones. Downstairs, a private guest suite offers a quiet escape for visitors, while a flexible bonus room makes the perfect home office, playroom, or creative space—whatever suits your needs. Upstairs, unwind in your luxurious primary suite, featuring a spa-inspired ensuite bathroom, double vanities, and a massive walk-in closet. A large loft-style family room adds even more living space—ideal for movie nights, a game room, or teen hangout. Three additional spacious bedrooms ensure everyone has their own space to thrive. Outside, enjoy your private backyard oasis, perfect for weekend BBQs, family get-togethers, or quiet evenings under the stars. All of this just minutes from major highways, top-rated schools, shopping, dining, and iconic attractions like Walt Disney World and Universal Studios. ?? Need space? Want convenience? Craving comfort? This home has it all. Don’t miss your chance to upgrade your lifestyle—schedule your private tour today!

5 bedroom
3.5 bathroom
3,106 sqft
5,502.0 sqft
Single Family
Built in 2022
2 car garage
Air conditioning
Shared pool

Source: STELLAR #O6329557


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 07:43 am
Listing agent: Elle Probst (407) 414-1903
Listing provided courtesy of: EXP REALTY LLC (888) 883-8509
Details provided by STELLAR and may not match the public record.
MLS ID: #O6329557
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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