10775 Marlberry Way North Fort Myers, FL 33917
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About this home
Welcome to the highly sought-after Enclaves at Eagle Landing! Priced at $324,900, this beautifully maintained 3-bedroom, 2-bath Chapman floor plan offers 1,662 square feet of modern living space with thoughtful upgrades and stylish finishes throughout. Built in 2020, the home features an open-concept layout with a spacious kitchen equipped with 36-inch white cabinetry, majestic white granite countertops, a large center island, and stainless steel appliances. A full-size washer and dryer, as well as white window blinds, are also included. The living room showcases a charming shiplap-accented entertainment wall with an electric fireplace, creating a warm and inviting atmosphere. The owner’s suite includes dual sinks, a walk-in shower, and a generous closet. Tile flooring flows throughout the main living areas, while the bedrooms are carpeted for added comfort. Step outside to a screened-in rear lanai featuring a stained wood tongue-and-groove ceiling, offering a stylish and relaxing outdoor retreat. The backyard is fully enclosed with a landscaped privacy fence, perfect for pets or entertaining. Major mechanical upgrades add value and peace of mind, including a larger AC unit installed in 2022 and a brand-new tankless water heater installed just last week. Conveniently located just a short walk to a nearby grocery store and only 2.5 miles from both US-41 and I-75, this home offers easy access to everything you need. With low HOA dues of just $283 per quarter and no annual CDD fees like many newer communities, this home delivers exceptional value. Don’t miss your opportunity to own this move-in-ready gem in one of North Fort Myers' most desirable neighborhoods.
Source: FORTMYERS #2025000734
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.